Working with our affiliated partner insurance companies we can find you the best coverage and price for your needs. Below is an overview of commercial automobile insurance options. Please contact us with any questions you may have.

Thank you for considering the Walker & Solomon team to help you with your commercial auto insurance. We look forward to speaking with you!

Commercial Automobile Insurance Choices
A quick overview of commercial auto insurance coverage options

This type of insurance is also referred to as commercial car insurance, truck insurance, or fleet insurance. The Walker & Solomon team is happy to discuss your options based on your business needs.

Bodily injury liability coverage
This type of coverage is effective should there be an accident that results in bodily injury or death for which a company representative is at fault, and it provides for a legal defense.

Property damage liability coverage
If a company representative is found to be at fault in accident that damages property, this type of coverage provides protection and also provides for a legal defense.

Medical payments, no-fault, or personal injury coverage
These options typically pay for medical expenses (up to a specified dollar limit) for the vehicle’s driver and passengers involved in an automobile accident no matter who is at fault.

Comprehensive physical damage coverage
This insurance option offers protection from theft, vandalism, flood, fire, and other covered perils.

Uninsured motorist coverage
This coverage pays for injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver. In some cases, such as if the driver at-fault has insufficient insurance, underinsured motorist coverage can also be included.

Collision coverage
If the commercial vehicle hits or is hit by another object, this type of coverage pays for damages.

A checklist: do you need commercial auto insurance?
Do you use your vehicle to conduct a service?
The need for commercial insurance can also apply if you use your vehicle to transport goods or people for a fee.

Do you tow a trailer for work-related purposes?
If you haul a trailer or a lot of tools and equipment that is a considerable weight, you may need a commercial auto insurance plan.

Do your employees drive the work vehicle?
Commercial auto insurance may be needed if you have one or more employees that operate the business vehicle(s).

Is the business organized as a partnership or corporation?
If your business is structured as a partnership or corporation, a commercial auto policy may be needed to provide adequate liability coverage.